PROTECT YOUR PRIVACY

Facts

WHAT DOES TRADITIONS BANK DO WITH YOUR PERSONAL INFORMATION?

Effective 1/30/2013

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and ­Income
  • Account Balances and Payment History
  • Credit History and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Traditions Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Traditions Bank share? Can you limit sharing?

For our everyday business purposes–

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes–

To offer our products and services to you

No We don’t share
For joint marketing with other financial companies No We don’t share

For our affiliates’ everyday business purposes–

Information about your transactions and experiences

No We don’t share

For our affiliates’ everyday business purposes–

Information about your creditworthiness

No We don’t share
For nonaffiliates to market to you No We don’t share

Questions?

Call 256-735-2121 or toll free 1-800-735-6697

 Who We Are
Who is providing this notice? Traditions Bank, Traditions Bancshares, Inc. and TBX Title Inc.

 

 What we do
How does Traditions Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Traditions Bank collect my personal information?

 

We collect your personal information, for example, when you

  • Open An Account or Deposit money
  • Apply For A Loan or Make A Payment
  • Use Your Credit Or Debit Card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

 

 Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

    Non-Affiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    Joint Marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

     

    PROTECT YOUR PRIVACY
    Traditions Bank will not request personal information from you via telephone, email, text message, or letter.